Buyer’s Resources

5 Things to Know About Title Insurance

Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. Here are five other things you should know about title insurance. 1. It protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes… Read more »

5 Things to Know About Homeowners Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit… Read more »

Your Property Wish List

What does your future home look like? Where is it located? As you hunt down your dream home, consult this property wish list to evaluate properties and keep your priorities top of mind. □ Neighborhoods What neighborhoods do you prefer? □ Schools What school systems do you want to be near? □ Transportation… Read more »

Why You Should Work With a REALTOR

Not all real estate practitioners are REALTORS. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR. 1…. Read more »

Tips for Finding the Perfect Neighborhood

Your community has a big impact on your lifestyle. Follow these steps to find the perfect neighborhood to call home. • Is it close to your favorite spots? Make a list of the activities — movies, health club, church, etc. — you engage in regularly and stores you visit frequently. See… Read more »

How High Tech is Your Home?

High Tech: If the latest technology or entertainment options are important in your new home, add the following questions to your buyer’s checklist. 1. Are there enough jacks in every room for cable TV and high-speed Internet hookups? 2. Are there ample telephone extensions or jacks? 3. Is the home pre-wired… Read more »

Common First-Time Home Buyer Mistakes

Home Buyer Mistakes: 1. They don’t ask enough questions of their lender and end up missing out on the best deal. 2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through… Read more »

8 Tips to Guide for Your Home Search

Home Search Tips: 1. Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing. 2. Be realistic. It’s OK to be picky, but don’t be unrealistic with your expectations…. Read more »

10 Tips for First-Time Homebuyers

Tips for First-Time Homebuyers: Be picky, but don’t be unrealistic. There is no perfect home. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you. Get your finances in order. Review your credit report and be sure you… Read more »

What You Can Do to Improve Your Credit

Improve Your Credit: Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: 1. Check for and correct any errors in your credit report…. Read more »