We all engage in trading in one form or another – and usually money and finance are at play. Look for articles here to make the most of yours!
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As you may have heard the Coronavirus has disrupted the financial markets and interest rates are at historic lows.  This situation has created an opportunity to save money by refinancing your mortgage.  For those of you who have higher rate mortgages and plan on staying in your home 4-5 years… Read more »

Orange Bank and Trust Company Transactions

Dear Valued Clients, It is undeniable that the situation with the coronavirus (COVID-19) continues to evolve at a rapid pace. Our top priority continues to be the health of our clients, colleagues and communities we serve. In response to the government recommended social distancing efforts to minimize the growth of the… Read more »

Buyer’s Closing Costs

Everyone has heard of the ‘dreaded’ Closing Costs. Fear enters the process given the perceived – and too oftentimes – actual uncertainty as to what these Closing Costs might be. On top of this, the final amount is often disclosed to the buyer only a couple of weeks or even… Read more »

Take a Closer Look at Myths Surrounding 529 Plans

If you want to help pay for your children’s college educations, you might want to consider contributing to a 529 plan. With this plan, your earnings grow federally tax-free, as long as the withdrawals are used for qualified higher education expenses such as tuition and room and board. Yet, you… Read more »

Fahnestock State Park is looking to hire summer lifeguards!

It’s the perfect job for high school students and college students home for the summer.  Training coming up in Fishkill  For questions call 845-225-7207.  

Summer Time Tax Tips

While you are basking in the beautiful sunshine we are experiencing this summer, you can think about ways to save on your tax bill this year. Here are some deductions and credits you can take advantage of in the summer of 2018: Summer Camp – The cost of day camp… Read more »

How To Hire A Tax Pro In Four Easy Steps

At this time of year, you are thinking about the dreaded chore of doing your taxes.  Maybe your return has gotten too complicated to handle on your own, or maybe you just don’t have the time to fill out all those forms. So now you’ve decided you need to hire… Read more »

Cortlandt and beyond event highlights: Credit Score, Comedy Night, Senior & Youth Fitness, Theatre, Eagle Fest and more!

The “Go To” Place for Cortlandt, NY View this email in your browser This Week In Cortlandt We share and expand local knowledge for the benefit of all…           Below is a glimpse of what is going on locally. Click on our full calendar to find out more about what is going… Read more »

Your credit score matters!

Your Credit Score is critical when applying for loans and can also affect other financial components of your life including several types of insurance.  Understanding and optimizing your credit is important to receiving the best terms on loans such as mortgages and better rates for life & auto insurance.  There… Read more »

Tax Planning for the Unknown

The possibility that there will be major tax reform in the next several months makes tax planning for this year more important than ever.  The possibility of lost deductions along with some lowering of tax rates for next year, means that you can save big on taxes in if you accelerate… Read more »