finances

Take a Closer Look at Myths Surrounding 529 Plans

If you want to help pay for your children’s college educations, you might want to consider contributing to a 529 plan. With this plan, your earnings grow federally tax-free, as long as the withdrawals are used for qualified higher education expenses such as tuition and room and board. Yet, you… Read more »

Is it time to REFINANCE?

Rates recently dropped and for some, this may be an opportunity to lower your rate and monthly mortgage payment saving tens of thousands of dollars over the life of your loan.  Generally, the more you owe and the longer your time horizon for keeping the mortgage, the smaller the spread… Read more »